1. Eligibility

You must be at least 18 years old and legally capable of entering into contracts to use our services. Loan approvals are subject to our internal policies, credit checks, and applicable laws.

2. Services Provided

Loan Kitab provides personal loan-related services, including loan application processing, financial guidance, and related tools. We reserve the right to modify, suspend, or discontinue any part of the service at any time without prior notice.

3. User Responsibilities

• Provide accurate, current, and complete information when using our services.
• Maintain the confidentiality of your login details (if applicable).
• Use our website and services only for lawful purposes and in accordance with applicable laws.

4. Loan Application Terms

Applying for a loan through Loan Kitab does not guarantee approval. Approvals are based on eligibility, verification, and lender policies. We are not responsible for decisions made by third-party lenders.

5. Fees & Charges

Any applicable fees or charges will be disclosed before you proceed with our services. Additional charges may be levied by lenders or third parties as per their terms.

6. Intellectual Property

All content, trademarks, logos, and materials on our website are owned by or licensed to Loan Kitab. You may not reproduce, distribute, or create derivative works without our written permission.

7. Limitation of Liability

We are not liable for any indirect, incidental, or consequential damages arising from your use of our services. Our total liability to you will not exceed the amount paid (if any) for using our services.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, privacy policies, or practices of such websites.

9. Privacy

Your use of our services is also governed by our Privacy Policy. Please review it to understand how we collect, use, and protect your information.

10. Termination

We reserve the right to suspend or terminate your access to our services at our discretion, without prior notice, for violations of these Terms or applicable laws.

11. Changes to Terms

We may update these Terms from time to time. Changes will be effective when posted on our website, with the updated “Effective date.” Your continued use of our services after changes means you accept the updated Terms.

12. Governing Law

These Terms are governed by the laws of India. Any disputes will be subject to the exclusive jurisdiction of the courts in [Insert City, State].

13. Contact Us

For questions or concerns about these Terms, contact us:

Loan Kitab
Email: support@loankitab.com
Phone: +91 93074 45907
Address: [Insert company address]